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Have you used Buy Now, Pay Later? Tell us how it went

An ad for Klarna's "buy now, pay later" offer overlooks mall goers in Houston.
Brandon Bell
/
Getty Images
An ad for Klarna's "buy now, pay later" offer overlooks mall goers in Houston.

Updated November 30, 2023 at 4:07 PM ET

Shop now, pay later: It's a promise attracting many people for purchases large and small. Services like Klarna, Affirm and Afterpay have partnered with major retailers online and in stores — and we want to hear your experience with them.

Are you using it buy now, pay later for the holidays? Are you facing unexpected fees or finding delayed bills convenient? Are you juggling multiple payment installments for several purchases?

Sharing your story will help reporters understand how this new service is growing and affecting people. We will not publish your responses before contacting you.

Please fill out the form below and an NPR reporter or producer may contact you for an interview.

Your submission will be governed by our general Terms of Use and Privacy Policy. As the Privacy Policy says, we want you to be aware that there may be circumstances in which the exemptions provided under law for journalistic activities or freedom of expression may override privacy rights you might otherwise have.

Copyright 2023 NPR. To see more, visit https://www.npr.org.

Alina Selyukh is a business correspondent at NPR, where she follows the path of the retail and tech industries, tracking how America's biggest companies are influencing the way we spend our time, money, and energy.